Explore account law before you join
Our legal posture is simple: your access is governed by the terms shown on this page, the account rules presented during registration, and the laws that apply where you are. Where Indian state or local law does not allow access, we may decline registration, pause account
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activity, or ask for additional checks. Wallet activity is treated as part of your account record, so UPI, Paytm, PhonePe and Google Pay references may be used to match transactions, verify withdrawals, answer disputes, and meet record-keeping duties. We do not ask you to rely on
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verbal promises outside the written terms. If a term changes, we place the updated wording where you can read it before continuing.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.